Excellent graphic depiction of exactly how frozen credit remains:
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chart via Jake at Econompic
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Sources:
G.19 Consumer Credit
Board of Governors of the Federal Reserve System
October 7, 2008
http://www.federalreserve.gov/releases/G19/Current/
From Wall Street to Main Street… Credit Frozen
http://econompicdata.blogspot.com/2008/10/from-wall-street-to-main-street-credit.html
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