Its finally Friday after a torture laden week as Oil heads to $50. And, our morning train reads:
• The stock market is not even close to topping out (MarketWatch)
• Lessons Learned in 2014 (AllianceBernstein) see also Burt Malkiel: Walk Away from 2015 Know-It-Alls (Bloomberg)
• Misreading the Lessons From Financial Crises (NYT)
• November Retail results show that survey data suggesting weak post-Thanksgiving Black Friday sales were wrong (Upshot)
• My 2015 Wish List for DOL, SEC, States, CFP Board, NAPFA & You (Scholarly Financial Planner)
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