10 Wednesday AM Reads

My  straight outta Japan morning train reads:

• Sound familiar? Investment Strategies Meant as Buffers to Volatility May Have Deepened It (NYT)
• 6 Reasons For David Swensen’s Success at Yale (A Wealth of Common Sense)
• and now, a brief rant about historic valuation (TRB)
• Bullion Direct vault of precious metals turns up mostly empty; investors hope to recover 2 percent (My Statesmansee also The South’s Gonna Do It Again, i.e. Lose. (Alicublog)
• How an Ohio reporter helped convict more than 100 rapists (Columbia Journalism Review)

Continues here

 

 

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Discussions found on the web:
  1. winstongator commented on Sep 9

    People have had retirement plans for thousands of years – it was having kids. When you couldn’t work anymore, your kids took care of you. People still fall back on that today, even in the US.

    • willid3 commented on Sep 9

      yes that is true., but do you really want to live with you kids? and do they really want you too? and do you want to live where they do?

      and isnt that a step backwards? and admission that the standard of living in the US has fallen back to pre 1940 levels?

    • lucas commented on Sep 10

      The answers to those questions depend on your cultural assumptions, and the extent to which you accept those cultural assumptions.

  2. rd commented on Sep 9

    I wonder if Peter Schiff stores any of his gold at Bullion Direct?

    • willid3 commented on Sep 9

      no its all on China and India

  3. willid3 commented on Sep 9

    hm, seems the banksters just cant help themselves. or maybe its they want to help themselves to your money?
    http://www.nakedcapitalism.com/2015/09/nomura-wins-sad-sack-bank-of-the-week-after-overpaying-on-court-loss-to-fhfa-having-bond-traders-indicted.html

    not sure if this is in all states, but its not just Texas where companies pay the state to prosecute ‘criminals’. the companies do all of the investigations, and then pay the cost of the prosecutor.
    http://apps.texastribune.org/paid-to-prosecute/

    its just another evidence of government capture.

    wonder if these jobs will end up in a low cost country?
    http://www.ibtimes.com/lockheed-martin-lay-500-information-systems-government-services-unit-source-2088184

    course there is some push back if these jobs are related top DOD work, as most times they cant have foreign nationals (in a foreign country no less) work on military work. or at least they used to couldnt, but then our conservative congress probably changed the rules

    • Crocodile Chuck commented on Sep 9

      “Why does The Paper of Record keep him around?”

      A: Sheltered Workshop for the Dim & Clueless.

    • lucas commented on Sep 10

      Characterizing the thinking of savers as an ideological belief that the government should give them a risk-free return mis-characterizes their thinking. First, data shows that most Americans do not even have enough savings to diversify what little they have. Second, as Cullen has pointed out, investors who are not gamblers are actually savers, but “savers” do not see themselves as investors. Third, savers have learned since they were little tykes that banks lend out their savings as interest, so they are not looking for risk-free returns from the government. They are looking for returns from the bank’s borrowers, and it has only been since the FDIC was created, that from the saver’s point of view that this return has been risk-free on a principal of no more than $100,000 (or more recently, $250,000).

      Cullen’s explanation of how depositor’s money works is different that what they think, but their beliefs are not ideological, and if they feel the FED is punishing them, it is because whenever they ask the bank manager why their interest rate is so low, the answer is because they base their rates off the FED rates.

      Nevertheless,why should the interest rate policies should never favor the millions of little savers and homebuyers who only see the rates favoring the already very wealthy?

    • rd commented on Sep 9

      BTW – I think it would a valid economic assumption that a rational consumer, once bitten by a snake, would immediately get on the phone and negotiate with several hospitals regarding what price he/she could be treated at. After all, this would be a completely voluntary transaction by an informed consumer with time for research into the various potential treatments and cost-benefits thereof. Also, the doctor and medical team would be focused on an efficient economic outcome for the consumer at the time of treatment as they would understand the type and amount of insurance and deductible that the patient would have.

  4. Jojo commented on Sep 9

    What Are a Hospital’s Costs? Utah System Is Trying to Learn
    By GINA KOLATA
    SEPT. 7, 2015

    SALT LAKE CITY — Only in the world of medicine would Dr. Vivian Lee’s question have seemed radical. She wanted to know: What do the goods and services provided by the hospital system where she is chief executive actually cost?

    Most businesses know the cost of everything that goes into producing what they sell — essential information for setting prices. Medicine is different. Hospitals know what they are paid by insurers, but it bears little relationship to their costs.

    No one on Dr. Lee’s staff at the University of Utah Health Care could say what a minute in an M.R.I. machine or an hour in the operating room actually costs. They chuckled when she asked.

    But now, thanks to a project Dr. Lee set in motion after that initial query several years ago, the hospital is getting answers, information that is not only saving money but also improving care.

    ….

    http://www.nytimes.com/2015/09/08/health/what-are-a-hospitals-costs-utah-system-is-trying-to-learn.html

  5. VennData commented on Sep 9

    Jeb weighs in on taxes.

    “Low growth, crony capitalism and easy debt — that’s President Obama’s economic agenda in a nutshell, and the tax code has helped make it possible,” Mr. Bush wrote ahead of an economic policy speech in North Carolina. “It’s past time for a change.”

    http://www.nytimes.com/politics/first-draft/2015/09/09/jeb-bushs-tax-plan-looks-to-cut-loopholes-for-wealthy/

    So if Dodd-Frank, the destruction of whole industries, and socialist nightmare of business-destroying moves is what Obama does, how he is also a crony capitalist?

    I guess it depends on which gift to their rich friends the GOP want to convince YOU is in YOUR best interests.

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