Pragmatic Relationship with Data

Something I
have been wanting to address for some time now is the tendency amongst many market observers to “anthropomorphize” one’s relationship with market and economic data. For
example, I recently read this sentence: “If you want to look at the following chart and be
depressed, then be my guest.”

This is problematic. In the
Apprenticed Investor series, I have repeatedly cautioned against having
an emotional relationship with any company, stock, or even an econometric
measurement.
A data point
shouldn’t make you depressed or elated – all it should do is make you
intellectually curious as to how this fits into the larger picture. It should
just “be.” 

Investors should get
no more excited about Non-farm Payrolls or CPI or New Homes Sales than they should
the summer solstice. It is a periodic phenomena, and your job as the steward of
your own finances is to put it into the proper context.

I try to interpret
events accurately, especially within the context of how most of Wall Street and
the financial media covers economic and market events. I hope I am not tilting at windmills. Too many investors rely on
misleading headlines, they fall prey to faulty interpretations, or they overlook major issues.

This often
leads me to stake out positions some have called contrarian; others have termed it
pessimistic or excessively negative. I find it to be neither.

It is not negative
to say it will dark out at night, nor is it pessimistic to point out that up
north, it is often cold and snowy in the winter. That’s how I read the data, as
cyclical phenomena that gets better and worse on a periodic basis; It ain’t
called the Business “Cycle” for nuthin’.

These have led me in the past to:

-Rail on (and on) about inflation, while for the longest time, most of Wall Street  ignored it;


Describe this jobs recovery as sub-par, while the Street raved about it;


Identify option expenses as significant threat to Prices (based on
reported P/E);
– Positively discussed the impact of accelerated
depreciation of capital spending;


Describe Real Estate as an over-extended asset class – but not a
bubble;


Place double digit earnings growth, dividend increases, share buybacks and
M&A activity into proper context.

An investor should
be neither a cheerleader nor a jeerleader. However, given the overwhelming
bullish bias of Wall Street, and the tendency of people to take headlines at
their face value, I often find myself pushing back against the mainstream, if
only to put these things into context. 

This is not
pessimistic – it is pragmatic.

Its opposite – dogma – is a great enemy of investors.

Print Friendly, PDF & Email

What's been said:

Discussions found on the web:
  1. Bob A commented on Jun 26

    amen

  2. cm commented on Jun 26

    Barry: OTOH, nightfall and solstices occur on determined and predictable time lines, whereas even strongly cyclical economic phenomena are subject to jitter, both in magnitude and timing.

    Given that most economic activity ocurs on account of personal gain, and opportunity or difficulty thereof correlates with economic indicators, emotional responses of that sort should not surprise.

    Hey, I have to spend much of my day on “economic activities”. “Environmental” conditions (e.g. how the market for my employer’s products is doing) do have quite an influence on whether things are easy or tough.

  3. brian commented on Jun 26

    on the other hand Barry…

    “Talk about cash money- dollar bills, yall!

    For the love of money
    People will steal from their mother
    For the love of money
    People will rob their own brother
    For the love of money
    People can’t even walk the street
    Because they never know who in the world they’re gonna beat
    For that lean, mean, mean green
    Almighty dollar, money

    For the love of money
    People will lie, Lord, they will cheat
    For the love of money
    People don’t care who they hurt or beat
    For the love of money
    A woman will sell her precious body
    For a small piece of paper it carries a lot of weight
    Call it lean, mean, mean green

    Almighty dollar

    I know money is the root of all evil
    Do funny things to some people
    Give me a nickel, brother can you spare a dime
    Money can drive some people out of their minds”

  4. Ned commented on Jun 26

    The man is juking the CPI data to rob old people and government workers? That could make an overpaid CEO misty-eyed with its unfairness.

  5. Scott Frew commented on Jun 26

    Barry–

    I have to say, I don’t understand your problem with a CPI that omits inflationary items. If public companies can help investors and potential investors understand their circumstances better by reporting pro forma results, I don’t see why the government shouldn’t be allowed the same helpful course. Perhaps we can have GAAP and pro forma CPIs?–after all, we’re trying to privatize most governmental functions anyway, and wouldn’t this merely be a part of that process?

  6. John commented on Jun 26

    To quote Bob A above– Amen Brother. This is a Great Blog. It’s one of a few where you get the sense that the economic – historical Data presented here (and a large amount of it I might add) is viewed with an honest attempt to present it and analyze it in an objective way. The commentary from the ‘regular posters’ I see out here is also, for the most part, excellent. This is unlike the Financial news media that’s largely ratings/subscriptions driven. No one wants to hear ‘bad news’– it’s bad for ratings. So the “Optimistic Outlooks” or “Bullish commentary” on the Economy and Stock Market presented on the Financial shows and papers seems to be largely driven by Ratings rather than any Objective analysis on the “Data”. And rarely do you ever-ever see any “Behind the Headline Number(s)” analysis on the Data thats released (manipulated or HipChecked) by the Federal Government.
    But you do on this Site.
    With respect to the Stock Market and Economy such an obvious and deliberate Bias on the part of the Federal Government and BubbleVision really shouldn’t be a problem if you had the feeling the Market processed it, or ‘Filtered” it, with at least some degree of ‘rationality’ that made some kind of sense. But it seems to me that within at least the last couple of years this Market is behaving with increasing Irrationality — as though the once Professional Environment on Wall Street is being eroded and replaced with a Hollywood– Gender Neutral, Blue Skies and Sunshine, American Idol, Tragedy T.V./Feel Good, Cable News Anarchonistic–Utopian Investor type of environment. (the behavior of Market on the day or so after, and because of, the Bernanke-Baritiromo Incident was priceless)
    Also, too many economists/market analysts appearing on a regular basis on PumperVision continue to point to a roaring economy as though this should portend future stock market gains. I thought the Stock Market largely drove the news and was a Leading Indicator of the Economy. Not the other way around. A few days ago I saw posted here a Chart about the relative levels of Short Selling Interest in the Markets between the Professionals and the Public– that the while the ‘Professional’ Interest has gone down the Public or Amateur Investor Interest has gone up. My take is the “average man on the street”– John Q Public– while not being able to articulate exactly what’s wrong with the economy, certainly has a sense of where his personal financial situation is and “that not all is well out there” as what is largely being portrayed on BubbleVision or in the Financial Press as a Rosy economic scenario.

  7. Barry Ritholtz commented on Jun 26

    Scott,

    LOL — A guy I know is going through an ugly divorce. The reason? He reported his extra-marital activities while away on business trips on a “pro-forma” basis.

    She no longer trusted him, and hired an “Outside auditor.” Turns out there were some off balance sheet transactions the missus was none too happy about.

    Apparently, there is still a big difference between pro-forma and GAAP accounting . . .

  8. Mark commented on Jun 26

    Ahhh. The ol’ multiple “non-recurring” items among the one ” recurring and regular expense” category. Yep, that’ll raise the auditors flag every time.

  9. Mark commented on Jun 26

    Barry could you push the Fast Forward button on this market to after the FOMC meeting please? This is putting me to sleep.

  10. Steve C commented on Jun 27

    It never ceases to amaze me how many on the financial talk shows act as cheerleaders for the stock market as if it will never have a bear market. Most mutual fund mgrs. are by nature bullish; they certainly don’t want to discourage the $$$ inflow do they?

    Watched Kudlow & Co. last night where Barry was correct in saying in periods of high earnings growth, the market doesn’t do especially well – it’s already had the move. I think Larry didn’t want to hear that

Posted Under